Buying Dreams

DTI + Home Affordability Calculator

Debt-to-Income and Home Affordability Calculator

This calculator gives a starting point using your debts, taxes, insurance, PMI, and HOA. For an accurate analysis, reach out to access to my trusted network of lenders, who help my clients move from qualified to closed.

Income and Debts

Before taxes.
Cards, auto, loans, child support, etc.

Results

Gross Monthly Income
$0
Max Total Debt at 35% DTI
$0
Max Housing Payment Allowed
$0
Max Loan Amount
$0
Max Home Price
$0
Payment Breakdown per Month
P&I $0 • Taxes $0 • Ins $0 • HOA $0 • PMI $0
This content is intended to provide general information and should not be considered legal, tax, or financial advice. Consult a qualified advisor for guidance on your situation.
  • P&I: Principal and Interest, your base loan payment.
  • Taxes: Annual property tax divided monthly.
  • Ins: Estimated homeowner’s insurance per month.
  • HOA: Monthly Homeowner Association dues, if any.
  • PMI: Mortgage insurance when down payment is under 20 percent.

What Can You Afford?

  • Get a clear idea of what you can afford by talking with a lender.

  • Check out different areas and tour homes that match your style and budget. text goes here

  • Make an offer and add a small deposit to show you’re serious.

  • Complete inspections, appraisals, and paperwork to keep things on track.

  • Sign the final papers, get your keys, and start settling into your new home.

The Buying Process

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The Buying Process

Jervel Plaisir’s Guide To Buy

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